Remember: Health insurance is about a group of people working together to share medical costs.
Who do you want to share medical costs with?

If you have good health habits, our professionals will help you to join our group and stick with it.

As a result you will most likely save a few thousand dollars per year.

Q. How does your program work?

A. Every dollar is covered. Our Rainy Day Fund covers the first $10,000. After that, a standard carrier of your choice pays up to the lifetime limit. We will help you select a $10,000 deductible plan that works best for you.

Q. Which providers can I go to?

A. This depends on your choice of high deductible carrier. For example, if you chose Blue Cross and Blue Shield, 95% of all doctors and 100% of all hospitals are covered.

Q. How does the membership work?

A. Membership is age-adjusted. The amount is arrived at by adding the services we all use such as the lifestyle centers to the contributions that are needed to supply the Rainy Day Fund.

For an idea of how much high-deductible insurance would cost please review this Blue Cross brochure.

The Minnesota Lifestyle Center / kent@mnlifestyle.org / revised 02/28/2008